3,000,000+ PTO Hours Exchanged
Leading Benefits Exchange Solution Tailored for You!
Is your PTO program losing you top talent? Modernize your benefits to recruit and retain, at no new cost to the company.
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Is your PTO liability growing faster than you can manage it? Reduce the liability. Reward the employee. Cost the company nothing.
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Are your clients' benefits stuck in the past? Help your customers unlock the hidden value of earned time, and win more business doing it.
Trusted by Leading Organizations
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Simple for Employees. Seamless for HR. Structured for Finance.
Step 1:
Employees Choose How to Direct Their Earned Value:
Through an intuitive portal, employees select where their unused PTO value goes, retirement savings, emergency cash, student loan repayments, HSA contributions, charitable giving, or leave sharing with a colleague. Their time. Their choice.
Step 2:
Value is Calculated Automatically
The earned PTO value is calculated and then the exchanged value is deducted from the allowed amount.
Step 3:
Funds Are Redirected Seamlessly
Funds are redirected to the appropriate distribution location using your existing payroll platform.
Project: Time Off (U.S. Travel Association) reports that ~768 million vacation days go unused with ~236 million days forfeited and ~$65–70 billion in forfeited PTO value annually
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- PTO Exchange
- Life Planning Account (LPA)
- Savings Exchange
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PTO Exchange
Convert unused PTO into financial opportunities, including cash, retirement savings, student loan repayments, and more. All with zero net cost to the employer.
Life Planning Account (LPA)
Empower employees with flexible financial planning options to support life goals like education, wellness, and major life events.
Savings Exchange
Savings Exchange is a payroll-integrated financial wellness platform that automatically enrolls employees in an emergency savings plan, giving them a safe way to save for unexpected expenses.
Cash Out
Convert PTO into immediate cash when it matters most.
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Health Savings Account
Save funds to HSA for planned or unexpected health expenses.
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Retirement (401k, 403b)
Direct unused time toward long-term financial security.
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Travel
Fund meaningful life experiences with earned value.
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Education
Invest in learning and growth or pay off student loans faster.
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Giving & Leave Sharing
Donate to colleagues or causes you believe in, give more to those in need.
Sara E. INDIANA UNIVERSITY
I am thankful to use the PTO exchange. It came in handy for my son’s birthday, allowing me to spend a little bit more time with my boys without having to work overtime for a while.
Ciara C. IU HEALTH
This really comes in handy when needed, especially when you need the cash on unexpected bills.
Ruth G. FAIRWAY MORTGAGE
It has been so helpful to provide additional money to pay for my medical needs.
Patricia C. ITHAKA HOSPITAL
I was in crunch and really need some extra money in my check and this was the perfect way to do it. It was so easy and not hard at all I would tell everybody to do it when you are in need.
Greg M. SUBSEA
Time to spread the blessed cheer.
Naomi M. LEGALEASE
I am in grad school, and my classes are expensive.
Mason C. IU LIFELINE
This gives me the opportunity to build our savings back up with the newborn.
Angelica A. SAC HEALTH
I so Appreciate PTO exchange! It has helped me out with those unexpected situations happen.
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Sara S. HONORHEALTH
Having the extra cash will be so helpful!
Mikayla P. DAYTON CHILDREN’S
I am so thankful to be able to exchange out some of my PTO to help with extra money.
Janelle, M. RILEY HOSPITAL FOR CHILDREN
I am so grateful for PTO exchange. With this money, I will be able to continue to save for a house! Currently I live with my parents, but my new year's resolution is to buy a house!
Pinkie, F. LEGACY COMMUNITY HEALTH
A great way to contribute to my 403b and not lose PTO hours.
The Resources You Need to Make the Case for PTO Exchange
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