PTO Exchange | Report and Paper

PTO Exchange Cash Out Brochure

Written by Carmen Williams | Jul 27, 2026 4:34:30 PM

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Convert Unused PTO to Cash
Employees may need extra cash for living or medical expenses, or for helping out family members. Employers are seeing a growth in surplus PTO as employees forego vacations and travel. They are looking to manage their growing PTO liability. 

PTO Exchange facilitates cash-outs and can be configured with your organizations specific limits, processes, and protocols for eligibility. 

Benefits of Using PTO Exchange for Cash-Out:

  • Help employees meet short-term cash needs

  • Reduce growing surplus PTO liability

  • Give employees additional options to avoid hitting their PTO accrual limit.

  • Differentiated benefit that helps attract and retain top talent.

Ready to Modernize Your PTO Program?

Unused vacation doesn’t have to go to waste. With PTO Exchange, you can turn unused PTO into a strategic benefit—helping employees support their families, reduce debt, save for retirement, or simply gain peace of mind.

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