How PTO Exchange Works

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What Is PTO Exchange?
PTO Exchange is a benefit that lets you turn unused paid time off into real value.
Instead of letting PTO go unused, you can exchange it for things that support your financial goals, personal priorities, or causes you care about, all through one secure, easy-to-use platform.

With PTO Exchange, your employees have the option to convert a portion of your unused PTO into Cash Payments, Retirement Contributions (pre-tax 403b and Roth), HSA Contributions, Student Loan Reimbursements, Discounted Travel Purchases, or Charitable Donations.
This benefit is available to all registered employees who are eligible to receive and participate in the PTO plan.

Key Points:

• Full-time employees must maintain a balance of 80 hours in
  order to be eligible to exchange

• Part-time employees must maintain a balance of 40 hours in
  order to be eligible to exchange

Ready to Modernize Your PTO Program?

Unused vacation doesn’t have to go to waste. With PTO Exchange, you can turn unused PTO into a strategic benefit—helping employees support their families, reduce debt, save for retirement, or simply gain peace of mind.

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